MediCASH™ is the SI unit for local wellness and wellbeing capacity with global payment reach — bridging member identity, clinical records, and financial access on a single, interoperable platform. Where clinicians, physicians and finance intersect to build something remarkable.
Sub-Saharan Africa carries the world's highest disease burden with the lowest health investment per capita. MediCASH™ was built to close that gap — not by imitating Western systems, but by building the infrastructure the continent actually needs.
Just as SI units give science a universal, reproducible standard of measurement — MediCASH™ gives wellness and wellbeing delivery in Sub-Saharan Africa a universal, reproducible standard: a single platform where member identity, clinical data, and financial transactions resolve to one consistent, trustworthy record.
MediCASH™ is registered and licensed as a mobile money holdings and cooperative society operator. MediCASH™ is not an insurer. Card issuers, partner finance houses, and vendor networks are independent and represent themselves.
We are not building a wellness app. We are building the infrastructure layer that makes every wellness platform, clinic, cooperative, and payment provider work together — interoperably, measurably, at scale.
Sustainability over overt experimentation. Measurable outcomes over technological impressiveness. The model is built around everyday living essentials and public wellbeing goals.
One verified identity across every touchpoint — clinic, cooperative, pharmacy, bank. Biometric, NIN, NHIS, and wallet address resolved to a single on-chain member ID.
Stablecoin-to-fiat settlement in seconds. On-rail and off-ramp for claims, disbursements, and provider payments across NGN, KES, GHS, ZAR and more.
HL7 FHIR R4, ICD-11, ISO 20022. Every vendor, every partner, every platform speaks the same structured language. No more siloed data.
Each deployment follows a standardised framework — defined outcomes, controlled variables, measurable results. Sustainability built into the operating model from day one.
Physicians, data scientists, and financial engineers working from one shared platform. Clinical outcome data and payment data on the same ledger.
Wellness financing that meets people where they are — not where the system expects them to be. MediCREDIT® is the embedded credit layer within MediCASH™, enabling members, caregivers, and service providers to access, finance, and settle wellness and care costs without catastrophic out-of-pocket exposure.
Built for the 83% who currently pay out of pocket. Scored on wellbeing engagement and health behaviour data, not just credit history. Settled on-chain with full audit trail. Interoperable with NHIS, cooperative benefit schemes, and card-issuer partner networks.
Members present their MediCASH™ ID at any registered facility. Eligibility, available credit, and NHIS coverage all resolve in under 3 seconds. Zero paperwork. Zero delay.
Member-facingCredit limits grow with healthy engagement — vaccination records, screenings completed, follow-up attendance. Scored on wellbeing data, not just income or employment history.
Credit modelEvery disbursement, repayment, and claim is written to the audit ledger. Stablecoin to fiat in seconds. Full trail for compliance, audit, and research — with member consent controls throughout.
Blockchain-settledFour steps. One platform. No friction.
Member registers via mobile or USSD. Identity resolved across biometric, NIN, and NHIS data. One verified MediCASH™ ID issued.
Under 5 minutesPresent MediCASH™ ID at any registered clinic or pharmacy. Coverage, MediCREDIT® balance, and eligibility confirmed in real time.
Under 3 secondsAI eligibility check powered by SEER. Claim approved, payment routed on-chain, fiat disbursed to provider. Full audit trail written.
Under 4.2 secondsWellbeing record updated. MediCREDIT® score adjusted. Anonymised aggregate data feeds back into population wellbeing models and policy.
ContinuousMediCASH™ does not ask providers or partners to replace what they have. It connects to it. Card issuers and partner finance houses represent their own products and licences. Every integration follows a standardised API framework using open data standards.
From rural clinics to national cooperative networks, from pharmacy chains to fintech off-ramp partners — the interoperability layer accommodates structured pilots, not open-ended experimentation.
EMR integration via HL7 FHIR R4. Member identity resolution on arrival. Real-time eligibility and claims routing. No workflow disruption.
HL7 FHIR R4Partner card networks and finance houses connect via MediCASH™ rails and represent their own products and licences. MediCASH™ provides the interoperability layer, not the financial product.
ISO 20022 · EMVDispensing verification against verified member ID. MediCREDIT® settlement at point of service. Drug interaction flags from clinical AI via SEER.
GS1 · RxNormFull platform access without a smartphone. USSD-first design for feature phone users. Offline-capable for low-connectivity environments.
USSD · SMS · AppPopulation wellbeing data feeds for policy modelling. Structured pilot frameworks for public health programmes. Anonymised, consented aggregate reporting.
WHO ICD-11 · SNOMED CTCooperative society members access MediCREDIT® and wellness services through the platform. Membership-based eligibility integrated with the identity layer.
Cooperative registryWe track outcomes that matter to members, clinicians, and policymakers — not vanity metrics.
Every pilot MediCASH™ runs is structured with defined outcomes, controlled variables, and a clear path to sustainability before it scales. We do not chase technological impressiveness. We build what works in the environments our members actually live in.
The business model is aligned with everyday living essentials and public wellbeing goals. When members stay well, MediCREDIT® performs better. When providers get paid faster, they serve more members. The incentives are aligned because the outcomes are the same.
We are onboarding our founding cohort of clinic partners, card-issuer integrators, fintech off-ramp providers, and research collaborators. If you are building in wellness, payments, or public health in Sub-Saharan Africa — this is the platform you have been waiting for.
Clinics, hospitals, diagnostics, pharmacies
Partner card network, finance house, vendor integration
Off-ramp, settlement, disbursement rails
Population wellbeing data, structured pilots, policy
Register for MediCASH™ access in your area
We review every application personally. Response within 5 business days.
Thank you. A member of the MediCASH™ founding team will reach out within 5 business
days.
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